Pathway Financial Management is here to make things simple. We’ll help you understand your options, build a plan that suits your life and career, and put the right protections in place without jargon or pressure.
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Pathway Financial Management is proud to be the official financial planning provider for ISCP members. That means you get access to a planning process built specifically around the real-life needs we see across physiotherapists every day — from newly qualified professionals to practice owners and those approaching retirement.
What you can expect:
Ongoing support as life and work change
Read MoreBelow are the key areas where most physiotherapists benefit from financial planning:
1) Protect your income
If you couldn’t work due to illness or injury, your income may stop — but your bills won’t. We’ll help you explore options like income protection and put a plan in place that fits your work setup (employee, contractor, self-employed, or practice owner).
2) Retirement planning and pensions
Pensions can be one of the most powerful tools for long-term wealth and tax efficiency — but only when they’re set up properly. We help you choose the right pension structure and make sure your contributions and investment strategy align with your goals.
3) Life cover and family protection
Whether it’s a mortgage, young children, or simply wanting peace of mind, we’ll help you set up the right level of protection — and make sure it’s structured correctly.
4) Investment planning
If you have cash building up, we help you invest in a way that matches your timeframe and risk comfort — and we explain everything clearly so you know what you own and why you own it.
5) Practice owners and business planning
If you run a clinic, your personal and business finances are connected. We help with director planning, extracting value tax-efficiently (with your accountant where needed), key person planning, and building long-term financial security beyond the business.
Read MoreTypical ISCP member scenarios we support
Senior clinicians preparing for retirement and succession planning
Read MoreYour first call is a no-obligation discovery call. It’s a relaxed conversation to understand where you are now, what you want to achieve, and whether we’re a good fit to help.
On the call we’ll:
Our focus is on education and clarity – so you feel confident making decisions, not pressured into them. If you decide to proceed after the discovery call, we’ll put your recommendations in writing and talk you through each step.
Read MoreDo ISCP members get something specific through the partnership?
ISCP members get access to a planning process tailored to the needs of physiotherapists, with clear guidance and support across the financial areas that matter most.
Is the discovery call free?
Yes — it’s a no-obligation discovery call. If you decide to proceed to a detailed recommendation stage, we’ll explain the scope and any fees clearly in advance.
I’m self-employed. Can you still help?
Yes. Many of the physiotherapists we work with are self-employed or clinic owners. We’ll structure advice around your income type and goals.
Use our simple booking form below to book a consultation
Would you like to know more? Contact us today